Posted by: socaljasmine | October 15, 2009

Escrow time periods extend due to loan reform

It use to be that if you wanted to put a strong offer on a property, you would put a 30 day escrow.  Now, due to loan reform, it is almost impossible to get a loan funded and a deal closed in 30 days.  This is true in cases even if the Buyer had been approved by the Lender and has worked with the Lender for months.  I currently have 6 in escrow and it is impacting first time buyer sales to sales in the millions.  There is no exception.  The only difference between conventional and Jumbo loans is that Jumbo takes even more time.

How can I help?  By understanding the current loan reform, I help assist my Buyer navigate the tough real estate world.  The pendulum of the Real Estate Market has changed.  It was once easy for anyone to get a loan, now it is the opposite– difficult even for the most qualified buyers to get a loan. 

What is your impression of the real estate market?


Responses

  1. Thank you for this blog, keep up the informative posting. I will be sure to reference it when needed throughout our website once we add our resources section. Keep up the great blogging and thanks again.


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